Author

Louris Fenny

Browsing

Courier jobs are quickly becoming the most sought after job nowadays. It is because of the several benefits they offer their employees. The courier jobs not only provide great salaries but also flexible work hours and great work-life balance.

However, there are several misconceptions about courier jobs that many people have in mind. Courier jobs are not just delivering packages or documents for companies but they offer much more than that. Courier drivers, for example, will often pick up and drop off goods to customers’ doorsteps on behalf of a company.

Freight industry is one of the most disrupted industries in recent years with the emergence of new technologies like drones and self-driving cars which help improve efficiency in freight deliveries.

What is a Courier Job & Why is it Becoming so Popular?

Couriers are delivery agents, most often they deliver goods by driving, though some goods are delivered by air. The courier industry is growing at an impressive rate and it is expected that the number of couriers worldwide will rise to 200 million by 2020. With the rise in the use of online shopping, courier jobs have become more popular than ever before.

The world’s first recorded evidence of a courier was in Ancient Rome when couriers were used to deliver messages across distances.

The Rise of the Self-Employed Courier

Travis Vander Zanden, CEO of Bird, a scooter-sharing company, first coined the term “courier economy” in 2012. It is based on the idea that in this digital age we live in many tasks and services can be performed in real time and on demand. The rise of the courier is a result of this change in our modern day needs and desires.

The virtual world has made it possible for people to work from home or wherever they want to do their work. This has also helped people with disabilities find more opportunities for self-employment. These self-employed couriers provide on demand services such as delivering goods or packages when needed, usually via motorbike or bicycle. They are able to use their own vehicle and don’t need any background check because

How to Become a Successful Courier in Today’s Trucking Industry

The trucking industry is one of the most lucrative industries to work in today. With a major skills shortage currently, the trucking industry is looking for more drivers. If you want to drive for a living, there are many ways to make it happen. But not all of them are guaranteed success. However, there are five steps you can take now to ensure that you will become successful as a driver in the future.

1) Get your Commercial Driver’s License (CDL)

2) Get an endorsement

3) Obtain driving experience

4) Join an established carrier with good benefits and pay

5) Take care of your equipment

Courier Jobs vs. Long Haul Trucking Jobs – Which One Is Right For You?

In the past, people were more likely to drive long haul trucks because it was seen as a good opportunity for those who didn’t have a college education. Today, the economy has changed and there are more better opportunities for those with a college degree. Having a college degree is not always necessary for getting a good job in trucking but it’s often beneficial to have one. Please visit to know more https://www.shiply.com/us/courier-jobs

Today, many of the long haul truck drivers are also people who work from their homes rather than traveling extensively. This means that there is less need for those who want to take care of their families and can’t do that if they’re gone all day or overnight.

How to Become a Courier Driver in Today’s Frantic Freight Market

The demand for courier drivers is high and is not slowing down anytime soon.

The need for these drivers has never been higher as the freight market continues to grow exponentially. In 2017, the freight market was $3 trillion and it is estimated that by 2023, it will be $4 trillion. Coupled with this growth in the industry is a lack of qualified personnel to fill the positions. If you want a steady job and enjoy driving, then becoming a courier driver could be perfect for you.

Courier driving jobs are only going to increase in demand with the rise of e-commerce and online retailers. The demand will continue to escalate as more people shop online and the number of packages that need to be delivered increases.

Getting a mortgage requires a deposit. If you can save as much money for this deposit, you can get a lower interest rate on your mortgage. Most people would pay a 10% down payment for a mortgage. But if you can pay much higher than that, you can get your mortgage for a better rate.

Compare Home Loan Rates from here

Fix your credit score

The higher your credit score, the better. Most lenders will accept a credit score as low as 500. But the higher your credit score, the better mortgage you get. There’s no formula on how your credit score affects your mortgage interest rate. But you’re most likely to get lower interest rates if you have a higher credit score. You can fix your credit score by paying off your debts.

Prepare all the required documents

Make sure to have proper documentation that is up to date. That includes passports, driver’s licenses, bank statements, and payslips. If you’re self-employed, make sure to provide an SA302 Form. This form is evidence of your earnings or proof of income. It will help lenders gain more confidence in you. They’ll be more willing to lend to you since they can gauge whether you’ll be able to pay them back if ever you default.

Keep in mind the kind of mortgage you want

There are all kinds of mortgages. Each fit for a different person or situation. If you aren’t familiar with the kinds of mortgages, here’s a rundown:

Fixed-Rate Mortgage

A fixed-rate mortgage means you pay a fixed interest rate every time. There are two kinds of fixed-rate mortgages. There’s the 30-year fixed mortgage and the 15-year fixed mortgage. It is the most common type of mortgage that people get. The only difference between the two is the amount of time it’ll take for you to pay off the mortgage.

But each has pros and cons. The 30-year fixed mortgage has a more affordable monthly payment. But a higher interest rate is given since it takes so long to pay-off. A 15-year fixed mortgage has a lower interest rate. But a higher monthly payment since you have to pay it off in a shorter amount of time

Adjustable-rate Mortgage (ARM)

Unlike the fixed-rate mortgage, an ARM’s rate depends on the market conditions. This is risky because your monthly fees will keep going up and down with a chance of it skyrocketing.

Federal Housing Administration Loans

This is a government-insured loan. It is the best loan for first-time buyers or people with low to medium-income and low credit scores. You won’t have to worry about paying it off even if you default. However, you’re required to pay a pretty big premium upfront.

Veterans Affairs Loans

This loan is for those who have served or are serving under the U.S. military and their spouses.

U.S. Department of Agriculture Loan

If you live in a rural area, you can avail yourself of a USDA loan. To see if you live in an eligible rural area, click here.

Jumbo Loan

A jumbo loan is only given to those who can afford it. It requires a larger down payment, a credit score of at least 700, and a low debt-to-income ratio. These are loans that you get if you plan to live in a high-cost area such as San Francisco or Seattle.

Find the best deal for the mortgage that you want

Compare different mortgage deals. Don’t settle with the first one you find right away. There are tons of mortgage providers out there providing different kinds of deals. You want to find the best one that suits your situation. To find the right mortgage deal for you, you can either search online or find a broker to give you the best mortgage deal.

If you’re buying a home, especially for the first time, you want to get the best deal you can. To get a good deal on your mortgage, you need to do a bit of work yourself. That means doing the five things we’ve listed above.

Hard Money Loan

A hard money loan is a suitable alternative for property venture capitalists who wish to purchase many rental homes and finance them all with one rental loan or restructure a portfolio of current rental properties. Private lenders and mortgage brokers are options for obtaining a blanket loan for any form of income-producing asset.   

  1. Federal Housing Administration

Traditional lenders and mortgage brokers provide Federal Housing Administration (FHA) rental loans. The Housing and Urban Development Department created the FHA in 1934 with the aim of stabilizing the housing arcade. The FHA offers low-interest rental loans to those who otherwise would not be able to afford them. This supports homeownership for many Americans, including people with low and moderate incomes.

For apartment property owners seeking rental investment property financing for a novel acquisition, new structure, or renovation, fha loans kennesaw ga are an excellent alternative. An investor must utilize one unit as the main home for at least one year to qualify for FHA multifamily rental loans. It’s ideal for major property renovations and acquisitions.

  1. Conventional Loans

The majority of people are acquainted with conventional or conforming loans. Traditional lenders, such as banks and credit unions, and rental loans agents that work together with a range of moneylenders and might assist one in discovering the best price, provide this rental loan.

Interest rates are generally cheaper than other alternatives if you have a decent credit score, and down payments are often less than 25%. This loan type is a great choice for financing investment property in the United States.

  1. Portfolio Loans

Mortgages on small apartment residences by the same creditor are portfolio loans. The cost of borrowing this rental loan, deposit, credit rating, and loan period may all be tailored to meet the borrower’s requirements. However, while portfolio loans are simpler to qualify for when an entrepreneur has many properties, fees and settlement costs may be greater.

The rental loans conditions may be totally tailored to the buyer’s and seller’s requirements.

  1. HELOC

A HELOC is a way to borrow money from a current investment property toward a deposit on new rental property loans chicago il. This method is an instance of the cascade technique, in which investors leverage current rental properties’ cash flow and equity to finance future acquisitions. Mortgage rates may be greater than a cash-out refinance over a longer time frame.

If you have a company involved with the oil and gas sector, you probably appreciate the exponential rate at which this industry has been growing. This trend is likely to continue even with volatile oil prices observed over the past few months.

Due to the volatile market and partly due to the conservative approaches taken by the oil and gas industries, most customers prefer longer terms. That means they get to make payments later than they did in the past.

Though the oilfield companies still get paid, the payments may not come in time to meet the supplier’s financial needs. Rather than stress over whether you have adequate funds to pay employee salaries or cover development and research projects, most companies turn to oil and gas factoring for quick funding.

Oil and gas factoring offers the company fast financing by turning its receivables into cash. This financing type enables companies to undertake new growth opportunities by eliminating payment wait. It is the perfect alternative to traditional lending.

So why would you need to seek oil and gas factoring? Here are some of the needs you might want to meet;-

  • To purchase new equipment
  • Helps fund a research project
  • To offer more generous credit to your customers
  • Finance a promising development project
  • Hire extra staff while paying salaries with ease

How Does It work? 

Gas factoring is not a loan. It is a way for companies to get paid faster by trading their receivables for a cash advance. Once your application is approved, you submit your unpaid invoices and receive up to 95% of their value within 24 hours. The remaining amount is cleared once your customers meet their end of the bargain.

That said, there is no limit to the amount of funding you can receive. As long as you have unpaid invoices, finances are available. The factoring company collects the money from your customers and charges a small fee for its services. This way, you do not have to worry about following up on customers instead of focusing on your business.

Even better, it does not take a lot to qualify for oil and gas factoring. The approval is based on your customers’ creditworthiness, given that they are liable for invoice payment. This means that you do not have to have a great credit score or be in the business for a particular time, unlike traditional lending options.

Benefits of Gas Factoring 

Ensures Consistent Cash Flow 

Failure to get paid on time can halt cash flow for your business. Gas factoring ensures your company has adequate cash to meet its expenses, including paying salaries, purchasing new equipment, and venturing into new areas.

Quick And Easy Process 

Invoice financing is one of the quickest and easiest ways to get the funds you need. There is no credit check, as the company purchasing your receivables is only interested in your clients and not you.

This makes invoice financing the perfect choice for a company trying to get out of debt and improve its credit score. Besides, the process is flexible as you choose the invoices you wish to factor, whenever you need funds.

No More Worrying About Expenses 

In the oilfield industry, clients may take longer than expected to clear their debts. This causes a shortfall in cash flow on your end to meet necessary expenses such as water, electricity, and salaries.

With invoice financing, the good news is that worrying about cash flow becomes a thing of the past. When you factor in, you receive money almost immediately to ensure you do not fall behind on your bills and expenses.

No New Debt

With invoice financing, you are not taking a new loan, like is the case in banks. Instead, you are getting funds with invoices of money you are yet to be paid. That is hugely beneficial for companies seeking to work their way out of debt.

Gives Your Business A Chance To Grow 

If you keep waiting for your invoices to be paid, you will never have adequate cash to expand and grow your business. Every time a client clears their debt, the money quickly goes into the outstanding bills, and little is left to invest.

Invoice financing gives you funds when you discover a new opportunity before it is too late.

Conclusion

The Oilfield business is quite marshy, especially when you have clients who keep on delaying payments. Fortunately, you can turn to invoice financing companies to get you the funds you want while they are left following up on the debt.

Every business owner or budding entrepreneur always has a dream to expand their operations and take on new responsibilities. This is in line with every business motto, to achieve exponential growth over time. With growth comes the need for room for expansion. This brings us to discuss the best property for your business depending on the nature of your budget and your budget constraints. Indeed, you will need to witness huge Personal Property Returns at the end of the financial year.

Round the clock service

It is difficult to run a business and scout for potential new office space at the same time. Having a commercial realtor comes with the benefit of around the clock service time. This way, you are able to concentrate on running the business efficiently while your search is conducted by a professional, with limited time at your disposal. It is not easy to go through all the property adverts to find the best option.

Getting the agent’s services allows them to filter out some of the properties, only presenting you with the best options to choose from at your convenience. However, do not send the agent out in the field blind. You need to equip them with the necessary information regarding your business needs and other aspects to narrow their search, reducing time wastage on both their part and yours.

Industry Knowledge

As a business owner, your knowledge is usually based on your business without a wider scope covering the real estate industry as a whole. An agent is well vast with knowledge on the real estate business, keeping tabs on both current and future trends in the industry; before getting licensed, agents are subjected to classes for approval by their residential real estate commission depending on their location.

Armed with a vast knowledge of the various properties within the area, agents are the best option when you need to get a quick overview of your business’s current property listings and the best possible options. Agents have all the prerequisite knowledge regarding the prices of the location you may be targeting, comparing them to other possible options in different locations. Commercial realtors are also knowledgeable about the specific requirement of certain businesses. Hence they know some of the facilities and amenities to look out for when finding a new property.

Knowledge of Permits and Regulations

Several buildings and property permits work for different types of properties. An agent is well knowledgeable about all the zoning requirements specific to different locations. When looking for a property, an entrepreneur may overlook some of the regulations due to a lack of knowledge of their implications.

Having a professional agent works well to understand the different requirements needed by authority and meets them effectively. Another thing is the nature of your business and its corresponding relationship to the zoning area. Not all businesses can operate within a given location. For example, it is universally known that you cannot establish a chemical processing plant near a water reservoir or residential neighborhood.

Having an agent who is up to speed on the building codes and building zones is beneficial as it will help you invest in a property that can serve your business without having to cut through all the red tapes in construction laws. It makes no sense to buy a property that you cannot use to generate income for your business.

The ability of realtors to take a keen interest in their client needs is the very first thing that should attract you towards working with them. Their work usually depends on a good review. They tend to give the job they are all in order to get more referrals in the future. You definitely won’t get disappointed if you enlist the services of a well-reviewed agent.