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Discrimination at Work: How To React

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Nowadays at workplaces around the world, diversity is the norm. It’s not only people of other cultures coming together but also diverse religions, sexual preferences, economic situations, and more. Even though labor rights have become more and more relevant, inequality in the workplace is still a serious problem in the American workforce.

The Civil Rights Act of 1964 makes it clear that employees should be protected against injustice. Discrimination on any basis is completely illegal and condemnable.

Several activists around the US have been developing strategies to protect human rights at work. For example, consider the work of Mary Beth Maxwell, Google Arts & Culture. As the executive director for American Rights at Work (AWARA) she has done a lot for people’s rights in the workplace. She and others who advocate for this cause have helped people to understand the importance of acknowledging their rights and being able to identify and fight against workplace discrimination. 

Recognize: The First Step To Empowering Employees

So, how does someone know if they have been a victim of discrimination at their job? A good place to look for information is the Equal Employment Opportunity Commission. This government committee strives to protect employees against:

  • Unfair treatment 
  • Harassment
  • Unjustified change of workplace
  • Reprisals

For example, if someone has been humiliated because of their traditional clothes, skin color, or even their sexual preference, either through words or through obligation to perform an act or practice that goes against their beliefs, that person has been a victim of discrimination. The same goes for a disabled person who has the right to not only access a job, but also to keep one and be treated with dignity and respect despite their condition. Discrimination can also be based on age and even on pregnancy and their consequent pregnancy conditions. 

Every case is different, but the premise is still the same: nobody should feel uncomfortable and unsafe in their workplace, and everyone should have an equal opportunity to be considered for work based on their credentials and not any other factor. Employees who report a discriminative practice at work are also protected against reprisals from the company or coworkers.

Supporting workplace rights activists such Mary Beth Maxwell, Google Arts & Culture is essential in helping companies and public institutions provide better workplaces and protect people’s rights.

Act: How To Report Discrimination

The EEOC notes that they take complaints and reports by email, in person, or by phone. The statement can be presented up to 180 days after the occurrence of the event. The report must specify the name and age of the victim, as well as a detailed description of what happened and why the person considers that they have been a victim of discrimination. 

There are two possible ways to solve a dispute:

  • Mediation. This measure is informal, confidential, and faster. Its purpose is to help both parties come to an agreement.
  • Investigation. If mediation does not solve the problem or it is not possible, an investigator will take the case.

Avoiding discrimination in the workplace and empowering workers will help to increase justice in societies. It will provide more and equal opportunities for minorities and vulnerable populations.

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In Finance

6 Financial Tips for Couples

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Couples aren’t often on the same financial schedules. The relationship often starts when one person has more than enough money and the other person is trying hard to make ends meet.

That’s why financial tips for couples are so important to learn. If this rings true for your relationship, it’s time to take action.

In this article, we will discuss some money tips that couples can follow.

Financial Tips for Couples

Couples who are in a relationship should discuss their financial goals and needs early on. This will help avoid any surprises or arguments down the road. It’s important to be on the same page when it comes to your finances, especially if you plan on marrying or living together.

Here are a few tips for couples to help you stay on track.

  1. Discuss With Your Partner

It’s no secret that money is one of the leading causes of stress and arguments in relationships. If you’re not on the same page financially as your partner, it can lead to serious problems. That’s why it’s so important to communicate openly about your financial goals and expectations.

Sit down with your partner and talk about your short-term and long-term financial goals. Discuss how you’re going to save money, how much you’re comfortable spending, and what you’ll do if there’s a financial emergency.

By communicating openly on how to manage finances, you can avoid arguments and ensure that you’re both on the same page. This will help you build a strong foundation for a healthy and happy relationship.

  1. Create a Budget That Works for Both of You

Planning and managing money can be stressful for couples. Both partners need to be on the same page when it comes to spending and saving. One of the best ways to achieve financial harmony is to create a budget that works for both of you and stick to it.

Make sure to include all of your income and expenses in the budget. Once you have all of your expenses accounted for, you can start making adjustments to ensure that your spending aligns with your goals.

It’s important to be realistic when creating your budget. If one of you is a spender and the other is a saver, you’ll need to find a middle ground that works for both of you.

Finally, don’t forget to review and adjust your budget on a regular basis. As your income and expenses change, so should your budget.

  1. Be Open and Make Decisions Together

When it comes to finances, it’s important to keep your partner in the loop and make decisions together. It can be easy to keep secrets when it comes to money, but this can lead to problems down the road.

Be transparent about your financial situation, income, debts, and credit score. This will help you avoid any surprises and help you make informed decisions together about your finances.

By staying informed about your financial situation and making decisions together, you and your partner can avoid financial arguments and build a strong financial future together. This also includes decisions on whether or not you should file taxes jointly or separately. 

  1. Save Money Regularly to Reach Your Financial Goals

Saving money regularly is one of the most important things you can do to reach your financial goals as a couple. There are a few key things to keep in mind when doing this.

First, make sure you have joint savings account that you both contribute to equally. This will help you stay on the same page financially and make it easier to reach your goals.

Second, make sure you are automatically transferring a fixed percentage of your income into your savings account each month. This will help you make headway on your goals without having to think about it.

Finally, make sure you have a plan for your savings. Decide what you are saving for and set a timeline. This will help you stay accountable and on track.

By following these simple financial tips, you will be well on your way to reaching your financial goals as a couple.

  1. Attending Financial Counseling Sessions

If you and your partner are having trouble communicating about money, it may be time to seek out financial counseling sessions together.

These sessions can help you and your partner learn how to better communicate about finances and work together to make joint financial goals.

Financial counseling can also provide you with tools and resources to help you make better financial decisions as a couple. If you’re not sure where to start, look for a reputable financial counselor in your area that offers couples counseling services.

  1. Have Separate Accounts and Joint Account

Money is often one of the biggest issues couples face.

One way to help alleviate money fights is to have separate accounts but also have a joint account for shared expenses. This way, each person has their own money to spend as they please but you also have an account to cover shared expenses like rent, groceries, and utilities.

Discuss with your partner what expenses will be covered in the joint account and make sure you are both comfortable with the arrangement.

Having separate accounts can help prevent arguments about money and give you both financial freedom.

Financial Tips for Couples

Communication and being on the same page are the keys when it comes to finances in a relationship.

It’s important to be honest about spending, make a budget together and understand each other’s financial goals. By following these financial tips, couples can help avoid arguments about money and manage their finances in a healthy way.

Do you want more advice on how to improve your finances? Take a look at our blog for more!

 

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In Business

A Simple Guide to Creating an Employee Dress Code Policy

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Today, about half of the workplaces in America adhere to a more casual dress code. We can thank big tech companies for setting the trend.

In reality, dress codes vary so much due to workplaces’ nature and culture. For instance, the employee dress code at fast-food chains differs from law firms.

Dress codes send both employees and customers a message about how a business conducts itself. Send the wrong message and it loses respect. Furthermore, we want to show the public that employers know how to manage employees.

But how do employers specifically set dress code rules?

Read on to learn the key factors employers must consider!

Employee Dress Code Policies 101

First, we want to set the tone. Introduce the company, the nature of its work, which employees this policy applies to, and so on.

At this point, we can choose from 4 approaches: business formal, business professional, business casual, and casual.

Business formal states that employees must dress their best. This means tailored suits, ties, or tuxes for men and pantsuits, skirts, or professional dresses/blouses for women. This policy remains conservative.

Business professional follows similar procedures as above. Yet, employees can add personal touches and play around with colors/patterns within their outfits. Men can wear funkier ties, while women can wear brighter colors.

Business casual tosses the suits and ties, the pantsuits and skirts. That said, it still retains professionalism with khakis and button-downs, slacks, and blazers.

Casual sums up what most people wear in their day-to-day lives. It looks like jeans, T-shirts, sweaters, and polos. Employees should still arrive at work neat, clean, and presentable.

Some employers require formal uniforms, others might simply want engraved name badges.

Regardless of the dress code policy, all workers should look like professional employees.

Grooming and Restrictions

How we look matters just as much as what we wear to work. As such, employers should discuss any specifications within their dress code policies like:

  • Should attire be wrinkle-free?
  • Should workers have their nails trimmed or treated in a certain way?
  • Should workers have their hair done in some fashion?
  • Can workers have visible tattoos?

We must also avoid any discrimination against race, sex, gender, religion, disability, etc. We can examine our scope of power and limitations here.

Other Factors to Consider

Sometimes, employers need to grant others exceptions to the dress code. They often offer a separate policy in these cases. Managing employees means we have to build in flexibility.

Workplaces should accommodate employees with disabilities or religious restrictions.

For example, workers in a wheelchair may feel uncomfortable wearing a skirt or tighter-fitting pants. This requires a laxer substitute for a business formal or professional policy.

A Final Word on Dress Codes

All in all, an employee dress code signifies more about the workplace than the employee. It provides insight on the culture, belief systems, and nature of work.

Whatever the dress code policy, we should always remember to remain fair, clear, and consistent. While we may not face any legal consequences with a lackluster dress code, it certainly reflects our professionalism and image to the public, potential clients, and employees themselves.

Like this article? Then check out our website for more interesting content!

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In Finance

Trending Personal Finance Hashtags on Social Media

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The best personal finance hashtags differ from other topics, so you must choose the ones that fit your content. However, there are plenty of fun and unique ways to create content that can go viral and work very well in bringing promotion to your site or service.

It’s also important to note that if you are looking to gain real TikTok followers for your personal finance content, make sure to use hashtags that are competitive with others and tailored to the content.

While you are scanning social platforms for the top hashtags, also don’t forget to consider your option with influencer marketing as well. See how many top accounts you can find in the finance space, and start following them to see what type of content they create.

To get started in this process, be sure to take a look at some of the top finance hashtags being used.

#debtfreecommunity

Among the latest social media trends are debt-free communities. These groups have sprung up on Instagram and Facebook and use hashtags to connect like-minded individuals. They include #debtfreecommunity, #debtfreejourney, and #debtfreeisthenewsexy. These groups provide motivation and support for those trying to break the cycle of debt.

While revealing financial struggles has traditionally been a taboo, a recent rise in transparency in the financial world has made it easier for individuals to connect with one another. The trend of transparency is also a great opportunity for brands and marketers to improve their product utility and engagement. Luckily, the movement is growing in popularity and demonstrates a unique model for viral growth.

#financialindependence

If you’re looking to spread the word about your financial independence, you’ve come to the right place. This trending hashtag has been circulating across social networks, from Twitter and Facebook to YouTube and Instagram. You can use it with photos and videos, too. Here are a few ways to make your posts stand out among your friends:

Financial literacy has become an important part of life for the youth. They’re searching for investment opportunities, investing their money wisely, and getting guidance through various social media platforms. The pandemic is partially responsible for the change in perspective, and also how businesses manage their finances. This pandemic has helped people learn to divide their money wisely and invest wisely. Thankfully, many have jumped on the bandwagon, taking to the social media landscape to guide others. Hundreds of thousands of videos have been posted using the #FinTok hashtag on Instagram.

Another popular hashtag for personal finance is #early retirement. This online community has grown rapidly and contains many hashtags that promote early retirement. While scrolling through the content can be overwhelming, keep in mind that people with useful tips are not charging for their services. The goal of financial independence is to be financially independent and free. With this mindset, you can take advantage of the hashtags that are trending on social media to help you get there sooner.

#sidehustle

If you’ve looked around social media lately, you’ve likely noticed that personal finance and side hustles are hot topics. It’s no wonder then that you’ll see #sidehustle trending all over the place. The good news is that the hashtag has left its nerd-dom and is now out in the world! However, you must keep in mind that the best hashtags for your business will not necessarily be the same as those used by other people. It’s important to choose hashtags that can compete with others and that match the content of your own account.

One of the top social media sites to use #sidehustle is Facebook. But it’s also effective on other platforms. In addition to Facebook, you can use the hashtag with your photos and videos. Since sidehustle hashtags are popular across multiple sites, you can use them on any social media site. This will help you get more likes and followers, and boost your visibility.

While many people are afraid to start their own business, there are several benefits of side hustles. First of all, they help people gain a unique sense of purpose. You are the boss of your business, and you can learn from mistakes. Second, it will give you confidence and self-reliance. If you fail, you can try again later on if it doesn’t work out.

Winning Social Media on a Daily Basis

It doesn’t matter if you are using Twitter, LinkedIn, Pinterest or even Instagram, you must have a winning content creation and social media marketing strategy in place. To learn more about this process, be sure to check out the latest trending content on the main page of our blog daily.

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Starting Over at 50: The Best Strategies for Investing

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Can you believe that 36% of Americans feel like they’ll never be able to retire?

If you’ve reached middle age and you feel like you don’t have any security, then you might think that retiring one day is only a dream. The great news is that anyone can work toward building a brighter future at any age with the right mindset.

Have you ever asked yourself, “Can I start investing at age 50?” Read on so you can learn about the top strategies for investing during the later stages in life.

Research Different Retirement Account Options

If you want to invest for retirement, it’s important to know that there are a few different types of accounts out there. Each account comes with pros and cons that can suit everyone’s unique circumstances better.

For example, if you plan on having a smaller income during your retirement, then a traditional IRA would make more sense for your taxes instead of a Roth IRA.

Expand Your Portfolio the Right Way

The main reason why so many Americans aren’t investing is that they don’t have time to research stock trends each day. The truth is that you don’t have to worry about moving your funds around every day and risk losing it all.

From bonds to mutual funds and beyond, there are so many ways you can diversify your portfolio that matches your risk tolerance.

Reduce Your Debt and Add Another Stream of Income

People who want to invest want to pour all their extra money into these accounts. However, if you have a lot of debt, then those high-interest rates can eat any profits you earn on your investments.

Taking steps to chip away at your debt and even adding another stream of income can work wonders for your finances.

Don’t Forget to Start Investing in Your Health

Starting over at 50 will be a lot easier if you don’t have any chronic health problems to worry about. This is why you shouldn’t overlook the value of investing in your health as well as your finances.

It’s never too late to adopt a better diet and exercise routine. Taking small steps can help you create a sustainable lifestyle over the years.

Work With a Wealth Management Advisor

Changing the way you handle your money can be terrifying. It’s always worth teaming up with a financial advisor who has the education and experience to guide you in the best direction.

When you work with an expert, you can have peace of mind that your finances are in the right hands.

These Strategies for Investing Will Set You Up for Success

With so many strategies for investing out there, it can be challenging to figure out what the right move is when you’re older. After reading this guide, you can start making these changes to increase your security and prepare for retirement.

Would you like to continue your journey to becoming an expert in personal finance? Read more of our blog articles!

 

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