Precious metal investment has long been popular globally. It allows investors to enjoy a high liquidity level and dodge inflation. It also comes with no credit risk and lets you diversify your portfolio. But while most people consider gold and silver as suitable metal investments, you may also think about putting your money into other choices. Platinum can be an excellent option for precious metal investment in 2022 and beyond.

The popularity of this shiny white metal has become more rampant over the past years. It is because it has a higher boiling point than the other metals. However, if you are still wondering if putting your money on this type of metal is worth every cent, these details will prove the value of this investment. Make sure you have enough precious metals advice before taking the big step on investing your money.

What is Platinum?

Most people can distinguish this metal as a gleaming white material. However, it is heavier, stronger, and denser than white gold. It is also rarer and purer than gold.

Many jewellers also prefer this metal over the other options due to its durability and malleability. They can mould or press it into any shape without the risk of breaking or cracking. It is also shinier and more elegant than other metals.

Why Invest in this Metal?

Putting your money into this precious metal allows you to have a unique investment opportunity. Some of the things you will enjoy if you include it in your investment portfolio includes:

• Low-risk entry for beginner investors who are unsure about what to get for their first venture
• Minimal correlation to the action of traditional assets and survives well during instances of economic recovery
• Broad range of uses in various technologies

Unexpected Uses of this Metal

The Royal Society of Chemistry mentioned that while this precious metal is popularly used for jewellery-making, its primary purpose is to create vehicles’ catalytic converters. However, there are other uses for this metal group that you may have never considered before.

Some of the most uncommon uses of Platinum include:

• Helps Treat Cancer – In chemical forms, this metal can delay or diminish the division of existing cancer cells. It is also used in numerous drugs for treating cancer.
• Makes Vehicle Safer – Silicones cured with this metal are used to cover and secure airbags from their triggering systems. It allows the airbags to stay stable for a long time without the risk of deterioration.
• Boosts Personal Hygiene – There are numerous personal care products like shampoos, lipsticks, and even contact lenses created using the chemical form of this metal. It can also make medical elastomers that help heal wounds rapidly.
• Keeps the Body Warm – The catalysts of this metal can create petrochemical feedstocks. It is the most common raw material needed to develop synthetic rubber, plastics, and polyester fibres to manufacture blankets and clothes.

What are the Best Ways to Invest in this Metal?

The ideal way to put your money into precious metals is to purchase them outright and get your hands on their physical form. Some of your options include buying platinum jewellery pieces, platinum bars, platinum bullion, and bullion coins.

It is also best to put your money on exchange-traded funds (ETFs) through traders with a trustworthy reputation in holding precious metals. You may also seek help from experienced investors who have a vast knowledge of the precious metals industry.

Investing in precious metals will help secure your investment portfolio. You only need to look for reputable sources where you can put your money to avoid the risk of losing your hard-earned funds.

Like any other companies, non-profit organizations are looking for extraordinary and visionary leaders. Choosing the most efficient one who can appropriately guide the firm and connect with your employees may be complex. Several firms squander a great deal of your time and money by attempting to do everything themselves. If you’re looking for a potential decision-maker for your non-profit, don’t waste any more time and contact nonprofit executive search firms to find the best of the best.

The executive search specialists may customize the entire process. They could write job descriptions, scour the internet for prospects, conduct interviews, and oversee onboarding. These consultants maintain total openness throughout the process and actively include you in the decision-making process. If you’re still not convinced, keep reading to learn about the advantages of using a non-profit government search business:

Eliminates Scope Of Personal Bias From The Process: Personal biases would be present in the technique if you had an in-house staff to hire for executive roles. You eliminate these prejudices when you choose a non-profit executive search agency, and candidates elect to advocate their merits and compatibility with the organizational culture. The majority of manager search consultancies have access to applicants from all around the world. This ensures that the process is accurate and the team is diverse.

Organize Recruitment Efforts: Executive search specialists evaluate your company’s current situation. They collect feedback from various stakeholders to create a clean image of your company. This allows them to structure the job description and plan the entire recruitment effort. These efforts, in turn, go a long way in forming a suitable foundation for your firm that will eventually thrive.

Upholds Confidential Integrity Of The Firm: It’s not easy to keep your executive search firm’s strategy secret when you have an in-house staff. In general, it would disrupt the organization’s balance. An executive search specialist maintains a discreet and honest relationship.

Conserves Resources: Hiring non-profit executive search firms takes time, money, and effort. Furthermore, your in-house team may lack the necessary expertise to make the best decisions and select the most effective applicant. With the guidance of an executive search agency, you may save time and money by avoiding the costs of a wrong appointment. Besides, considerable time and resources lost training the unsuitable candidates can be saved and be put to better use.

Maintains Consistent Communication Channel: Executive search firms will interview many individuals before proposing a few of the most promising candidates to non-profit decision-makers. However, suppose some of the most talented individuals look uninterested in working for a non-profit. In that case, the search company must provide input on what the organization’s independent directors may need to change in their requirements or specifications. A verbal conversation via email or phone calls every other day can provide the search business with a better chance of identifying the right persons.

Summing Up: While NGOs are operated similarly to other businesses, there are significant differences that necessitate different types of leadership. Alternative firms cannot provide insight that search firms aware of these types of organizations can. The more experience an executive search agency has working with NGOs, the higher the quality of candidates they’ll interview and the easier it will be for the organization to rent. With all these perks in store, you must seriously consider seeking the services of one for your firm.

Retirement planning has become essential in today’s time, knowing that life is full of uncertainties. We want to spend our retirement days with our loved ones seamlessly without worrying about financial requirements. It is therefore essential to plan your retirement well in advance. Having invested in a retirement pension plan is the best retirement planner in today’s time. It financially secures you and provides you with regular pensions so that you and your loved ones face no hassle even when you have retired.

What makes investing in a retirement plan the best retirement planner is that it takes care of your golden years and ensures that you are at peace of mind and live a stress-free life and quality time with your near and dear ones.

Let us first understand what a retirement pension plan is.

What is a retirement pension plan?

A retirement plan is an investment plan wherein you invest your money while you are earning for a financially secure and stable retirement. It provides you with regular income, helps you face any financial uncertainty when you have retired and ensures that you do not face any hassle. Apart from financial security, a retirement plan also gives you the benefit of tax benefits. The premiums you pay for the retirement plan are eligible for tax benefits under Section 80C of the Income Tax Act. 1961. This is why investing in a retirement plan is the best retirement planner in today’s time.

We often face hassle in planning a well-structured retirement plan. To help you with this, we have provided a well-structured and conclusive guide on retirement planning.

A Step-by-Step on Retirement Planning

1. Choose When You Want to Retire

Before investing in a retirement pension plan, it is imperative to plan your retirement age well in advance. This will help you plan your and your family’s financial requirements much easier.

1. Decide Yours and Your Family’s Financial Requirement

It is imperative to decide an estimated financial requirement that our family and we will require after we have retired. This will ensure that you do not face any financial constraints in future, even in emergencies.

1. The Early You Invest, the Better it is

It is always recommended to start investing in a retirement pension plan as soon as possible. This will help you save more for your retirement. Moreover, the premiums you pay for the retirement pension plan are much cheaper and more affordable at an early age than at a later age.

1. Avoid Unnecessary Expenses

Cutting down unnecessary expenses can help you invest more for your retirement. This will ensure that you can achieve the life cover amount that you have planned for the financial security of your loved ones.

1. Calculate Your Estimated Life Expectancy

To calculate a precise retirement corpus you will require, it is imperative to determine your estimated life expectancy, keeping in mind your health and medical condition, family history, etc.

1. Regularly Track and Review Your Retirement Plan

It is necessary to keep track and review your retirement plan regularly. This ensures that there are no discrepancies and, in case of any changes in the retirement corpus, etc., can be done at the right time, without any delay. This will ensure that you do not face any hassle in future.

Wrapping Up

Investing in a retirement plan has become the best retirement planner in today’s changing times. It secures your retirement years and lets you enjoy without you having to worry. While it is imperative to go for the best retirement pension plans, choose the foremost and most trusted insurance company.

There are many things to do before buying a house. There are so many that it can be overwhelming. But don’t worry, we’re here to help! We’ve put together a list of the most important things to do before you buy your dream home. So read on and get started!

Location of the Property

When looking for a house to buy, it’s important to consider the location of the property. The location can have a major impact on your quality of life, so it’s important to think carefully about what’s important to you.

Some things to consider include:

• How close is the house to amenities like schools, hospitals, and shopping?
• How close is the house to public transportation?
• What’s the crime rate like in the area?
• What’s the climate like in that area?

You should also check if the area is prone to flooding since it will affect the value of the house in case you plan to sell it in the future.

Size of the House

One of the most important things to consider when buying a house is the size of the house. You’ll want to make sure that the house is big enough for your needs. You’ll also want to make sure that you have enough space to store your belongings.

Here are a few things to keep in mind when considering the size of the house:

• How many people will be living in the house?
• How much space do you need?
• How many bedrooms and bathrooms do you need?
• What kind of layout do you want?
• What kind of storage do you need?

If you’re not sure what size of the house is right for you, it’s a good idea to consult with a real estate professional. They can help you find the right house for your needs.

Maintenance and Upkeep

Maintaining a home is important, whether you are renting or own. If you are a homeowner, it is crucial to keep up with the maintenance and upkeep of your property. This will not only ensure that your home looks good, but it will also help to preserve its value. There are many things that you can do regularly to keep your home in good shape.

Some of the things that you can do to maintain your home include:

• Painting the walls and ceilings every few years
• Replacing the air filter in your HVAC system every month
• Cleaning the gutters every fall
• Inspecting the roof for damage every year

Home Financing

One of the most important things to do before buying a house is to get preapproved for a mortgage. This will let you know how much money you can afford to spend on a house.

When you get preapproved for a mortgage, you know exactly how much money you can afford to spend on a house. This will help you avoid overspending on your home and will ensure that you can get the best deal on a house.

Preapproval also gives you an idea of the interest rate you’ll be offered. This is important to know when shopping for a house, as you’ll want to find a mortgage that has a low-interest rate.

Getting preapproved for a mortgage is a great way to ensure that you’re able to buy the house of your dreams. So don’t wait and get started today!

Home Inspection

It’s important to have the home inspected before buying it. This will help you identify any problems with the property so you can negotiate a lower price or fix them yourself.

When hiring a home inspector, make sure to ask for referrals from friends and family. You should also check the inspector’s licensing and insurance. This will help ensure that you’re hiring a qualified inspector who will do a thorough job.

You should conduct asbestos testing to ensure the house does not contain this dangerous mineral fiber, especially if it went through remodeling. 

A home inspection is an important step in the home-buying process. Make sure to not skip this step, as it will help you identify any potential problems with the property.

Closing Costs

When buying a house, you will also have to pay closing costs. These are the costs associated with the purchase of a home. They can include things like lender fees, title insurance, and taxes.

It’s important to budget for these costs, as they can be quite expensive. You will want to make sure that you have enough money saved up to cover them. Closing costs can vary depending on the state you live in. So be sure to budget for them accordingly.

Buying a house is a big financial commitment. Make sure to take all of these things into account before making your final decision.

Buying a house is a big financial commitment. Make sure to take all of these things into account before making your final decision. By taking all of these things into account, you can ensure a smooth and stress-free home-buying process.

You may have heard the term venture capital, perhaps in a movie, and wondered what it means. In fiction, venture capitalists are often portrayed as wealthy, powerful, and greedy destroyers of companies and jobs. This is just for the drama, venture capitalists can be very helpful to startups. Setting up and growing a business is not easy and it requires funding. Often a lot of it. Getting loans from banks and individual investors can be difficult. This is where venture capital comes in.

Venture Capital Defined

Venture capitalists such as Patrick Chung Xfund, provide investment funding to startups and small companies looking to expand. It is a form of private equity and the money comes from investment banks, financial institutions, or individuals with the money to invest. Venture capital funding can be very risky. Startups don’t always get off the ground and small businesses sometimes stagnate and go under. Investors are cautious and look for companies that have already demonstrated rapid growth or new ones that show great potential. The risk is high but the potential rewards can be higher. Funding through venture capital has become a very popular option for new business owners.

Venture Capital’s Beginning

Venture capital is connected to private equity which developed in the 19th Century. It wasn’t until the 20th Century prewar period that venture capital started. Georges Doriot, a Harvard Business School professor is considered the creator of venture capital. In 1946 he started the American Research and Development Corporation. This first venture capital firm raised $3.5 million from investors, a tidy sum in the 40s, and used it to invest in companies that advanced technology used during the war. Doriot’s firm first invested in a company with the bold idea to use x-rays to treat cancer. A $200,000 investment yielded a $1.8 million return in 1955 when the company went public.  Doriot’s idea was a rousing success.

Venture Capital in the Silicon Vallery

In the early days, most venture capital firms were in the Northeast and tended to invest in local companies. When the tech industry began to grow into California’s Silicon Valley, venture capital firms took notice. Sherman Fairchild, a wealthy East Coast industrialist invested in Fairchild Semiconductor, a company that was hugely successful. 

One of the first West Coast venture capital firms was Davis & Rock, started by New York investment banker Arthur Rock. Davis & Rock invested in tech firms that went on to become giants including Apple and Intel. Investing in tech firms proved so successful that by 1992, only 20% of funds were invested in companies in the Northeast while 48% went to West Coast firms. This has continued until today. Currently, about 33% of venture capital funds are invested in companies located on the West Coast but those companies account for 60% of the value of all deals. 

Venture capital was a great idea that has worked well for many private equity investors. The risks are high but choosing companies with excellent growth potential can reap enormous profits.